Seattle Real Estate

Place for real estate news and area events

How does canceling credit cards effect my credit score? May 19, 2010

Having a good credit score is just simply important. Nothing new about that, but how do you get and keep that score? Will be posting more about how to plan a strategy for you to get and keep the score you want and deserve. All too often I meet people who beat themselves up about their credit and feel hopeless in ever getting themselves to place they can buy a home. Trust me, you can and I want to help you!

Watch this short video on what credit cards you have now that you might want to get rid of and how to do it so it is best for you.

Please leave a message or email me at Rolland.agent@gmail.com and of course you can call me anytime 206-963-4307

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What kind of agent i want to be December 17, 2009

Filed under: Good News,Making a Difference,Social networking — Rolland @ 11:42 pm

img_2010_logo_full Over the last year, I have learned a lot about my industry, myself, and life in general.  Some of the best things have happen in last couple of months.  Personally I am taking that as nothing but good signs for 2010!  Woohoo!

I have read so much this last year, feel like it is all I do at times.  Lot of people in the real estate field talk about which system they use and why it is the best.  Social media pro and con, what to wear, how to walk, anything and everything you can imagine.  Yet, the other day I got another e-book and it hit me right between the eyes.  It spelled out to me the type of person and agent I really want to be.  I want to be a relationship based agent, and human being.  That the relationships I work at and build will enrich my life as well as the other person.  Be honest, be genuine and everything else will work itself out.  No doubt it will lead to lower stress and a healthier life.  Yes, this is what I want!

It is very exciting to have my focus and goals set out.  Having this road map to guide me forward, and I am so looking forward to the amazing people in my life that I am going to only grow closer to.  Keep your eyes open, I will be popping by and into your world!

 

Why is buying a home a good idea? November 11, 2009

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The E-Reader Explosion: A Cheat Sheet October 28, 2009

Filed under: Making a Difference,Technology — Rolland @ 2:24 am
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The explosion of e-readers in the past 12-18 months has been exciting to watch. E-readers impact in the field of education is really something and I for one love what is possible in the future with these devices.

Think about the impact on the environment just in the field of education these devices will have. Not to mention the financial overall savings it can bring to school districts and higher education. Last year alone, Princeton University spent more then 5 million dollars for paper, totaling more then 15 million pages. This fall, Princeton and five other colleges are testing out the new Kindle DX. The hope being to reduce the impact of paper while still maintaining the highest level of education to its students.

Throw in the ability that you can annotate, highlight, and take notes is really awesome. Granted, my experience has taught me that while I love these features, they are still in their infancy and there is a lot of room for improvement. While the search feature and built-in dictionary are very powerful. All these extras need refinement, but that will come. Have you seen a kid walking to a bus stop in the last couple of years? Maybe not, they are those little people trapped under those monster loaded backpacks. E-readers can carry 1500-17,000 books now, weighing in under 12 ounces! Wonder what the health impact that will be alone.

Barnes & Noble are launching their new reader called the Nook by the end of November. It has all the same features as the Kindle, with a few new ones (which I am sure Amazon will bring on with the Kindle.) The two biggies being the ability to lend a ebook to others and the ability to read your ebooks on both your reader as well as your computer. Both of these functions are awesome and positive forward moves.

For those of us that want to buy a book and just read it no matter what our eye sight is, you have to love the readers ability to increase the text size to what works for you. Overall, you can not go wrong with a e-reader and it is having the biggest (positive) impact on reading in our generation. Check out the link below for more in-depth information on the readers I have mentioned and others. If you have a moment, leave a comment and tell me what you think!

The E-Reader Explosion: A Cheat Sheet | Technologizer:
The E-Reader Explosion: A Cheat Sheet
By Harry McCracken  |  Posted at 12:14 am on Monday, October 26, 2009See all: News
By almost any imaginable definition, last week was the newsiest ever in the still-new world of e-book readers. We witnessed the unveiling of Barnes & Noble’s ambitious Nook. We got more details about Plastic Logic’s long-awaited device. We learned of an underdog known as the Spring Design Alex. We were informed that Amazon was killing the original Kindle 2 and lowering the price of the model with international roaming, and”

 

Improving Your Credit October 25, 2009

credit-score-chartIf you are thinking of purchasing a new home or refinancing soon, your credit score will play a large role in not only whether or not you qualify but also how high your payments will be. Credit awareness is your first step.

To review your credit report, visit www.annualcreditreport.com. If you find any errors, work to fix them as soon as you can.

Your credit score is determined by several factors: Do you pay on time? Do you owe money on your credit cards? Have you used credit recently? Are you applying for numerous new cards? What kinds of credit have you used?

Essentially, lenders are looking for a consistent pattern of on-time payments. If you don’t already pay all your bills on time, now is the time to start.

Your score is also affected by your debt to income ratio. So you can work to raise your income or you can work to decrease your debt. Whichever path you choose, paying down maxed out cards is a good place to start.

Overall stability helps boost your credit score as well. Changing residences or jobs frequently can put a ding in your score.

If you are planning to apply for a home loan in the near future, avoid other big purchases like cars or boats.

If you’d like more tips on improving your credit, please let me know. I can put you in touch with a consultant who can work with you to help improve your credit score.

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How to fight the property tax assessor August 31, 2009

Filed under: Economy,Good News,Making a Difference — Rolland @ 7:14 pm
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How to fight the property tax assessor: “”

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Remember, that not all municipalities are moving with great speed to correct your home assessment. But, it is your right to challenge the assessment and get it reduced. Contact your agent, they can make this process easier.

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Up On The Roof With Carol |  Who is Carol? August 5, 2009

Filed under: Making a Difference — Rolland @ 11:01 pm
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Carol is someone special. Carol cares about others and the world around us. She doesn’t see borders, only places where there is a need. All too often we forget our responsibility to the person standing next to us, or on the other side of the globe. Do we not have the responsibility to assist and care for others in our global village? Politics & country citizenship aside, we are all people. Living each day as best we can in the hope of what? To better ourselves, for the betterment of mankind?

Carol Schillios is someone willing to put herself out there in the forefront of an issue and people she cares about. How rare is this? My guess is, not as rare as many might believe. Everyday I am fortunate enough to interact with so many wonderful and caring people, that I reminded by Carol’s story of just how awesome the people are that around me. Thank you all!

Please click the link below and see what Carol is doing and thinking.

Up On The Roof With Carol |  Who is Carol?: “”

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